Nokia Lumia 521 (T-Mobile) 4G Windows 8 Phone for $39.69 Shipped

Nokia Lumia 521 (T-Mobile) 4G Windows 8 Phone for $39.69 shipped.  Here is a screenshot for reference.  The Nokia Lumia 521 includes apps like HERE Maps, which features true offline maps for 94 countries, and HERE Drive, free voice-guided navigation as well as free streaming audio through Nokia Music.  Most places have it for about $50.